Thought Crimes: The Race Hate Regime
        by Brian Simpson 
        The Sword of the Prophet 
          Just between you and me: do you believe that Islam is a threat to the 
          West and the world because Islam really does want to conquer the world 
          and that Muslims believe that only their religion is the true path to 
          salvation? In Australia, as we will soon see, voicing such thoughts 
          in public could land one in much trouble with the law. But in other 
          jurisdictions such thoughts can be voiced. Even in repressive Britain, 
          Anthony Browne was able to say essentially that in The Spectator 
          of 24th July, 2004 ("The Triumph of the East"). Browne cited 
          the example of Saudi Arabia whose embassy in Washington recommends the 
          home page of its Islamic Affairs department. There it is stated: "The 
          Muslims are required to raise the banner of jihad [Holy War] in order 
          to make the Word of Allah supreme in the world." Arabic TV channels 
          frequently discuss the best way of conquering the West and largely agree 
          that immigration and conversion are the best strategies. Browne sincerely 
          believes that Islam is on the road to conquering the West. 
        Islamic immigration has met with a backlash in 
          the Netherlands, once home to liberalism in its most extreme form and 
          all things involving White racial suicide. In Dutch cities such as Amsterdam, 
          Rotterdam and the Hague, ethnic minorities outnumber native Dutch in 
          the under 20 year old category and very soon will be in absolute majority. 
          The Dutch accepted migrants from former colonies such as Morocca and 
          especially encouraged family reunion migration. The Dutch even paid 
          for mosques and special religious schools, and granted dual nationality 
          to Moroccans. Issues of crime and ethnic conflict were ignored in the 
          name of political correctness, until very recently. After a series of 
          violent incidents about 40 per cent of people polled said that they 
          hoped that Muslims no longer feel at home in the Netherlands. The number 
          of asylum seekers admitted per year has been slashed from 43,000 per 
          year to 10,000 and 90 per cent of these applications are rejected. Or 
          so we are told. 
        Geert Wilders, a member of the Dutch Parliament, 
          living in safe-houses because of Islamist death threats has said: "I 
          believe we have been far too tolerant for far too long, especially being 
          too tolerant of intolerance, and we only got intolerance back." 
          Barry Madlener, town councillor of Rotterdam has said: "If you 
          say, 'I reject the Western lifestyle and I don't want to fit in your 
          way of life' then I say 'Keep away". These are a few of the typical 
          comments coming from Europe. Even former German chancellor Helmut Schmidt 
          has said: "Multicultural societies have only
 functioned peacefully 
          in authoritarian States. To that extent it was a mistake for us to bring 
          guest workers from foreign cultures into the country at the beginning 
          of the 1960s." 
          The Winter 2004-2005 edition of The Social Contract, an American journal 
          is devoted to the issue of the threat of Islam to the West. All contributors 
          to the issue are aware that not all Muslims have a radical agenda. But 
          as Brenda Walker who produces the website www.ImmigrationsHumanCost.org 
          points out, extremist-run mosques are the norm not the exception in 
          the US, with an estimated 80 per cent of mosques following the radical 
          Islamist Wahhabist line. The Council of American Islamic relations (CAIR) 
          has recognised links to terrorist organisations. In 1998 CAIR's chairman 
          Omar M. Ahmad said: "Islam isn't in America to be equal to any 
          other faith, but to become dominant. The Koran
 should be the highest 
          authority in America and Islam the only accepted religion on earth." 
           
          The Social Contract edition goes on to present substantial argument 
          and evidence in the words of Daniel Pipes, that the US Muslim population 
          "includes within it a substantial body of people - many times more 
          numerous than the agents of Osama bin Laden - who share with the suicide 
          highjackers a hatred of the United States and the desire, ultimately, 
          to transform it into a nation living under the strictures of militant 
          Islam." (p.98) 
          These themes discussed in The Social Contract are discussed in a number 
          of scholarly books, also reviewed in that edition: Robert Spencer, "Islam 
          Unveiled: Disturbing Questions About the World's Fastest Growing Faith," 
          (Encounter books, San Francisco), Steven Emerson, "American Jihad: 
          The Terrorist Living Among Us," (Free Press, New York) and Dale 
          M. Herder, "Common Sense Rediscovered: Lessons from the Terrorist 
          Attack on America," (DMH and Associates, Lainsburg, Michigan), 
          and Serge Trifkovic, "The Sword of the Prophet: The Politically 
          Correct Guide to Islam: History, Theology, Impact on the World," 
          (Regina Orthodox Press, Boston). Surely then there is a legitimate academic 
          scholarly and public interest question about Islam's potential threat 
          to the West? The authorities quoted may be right or may be wrong but 
          there seems to be a material question here that should be discussed 
          - at least in a free society. Australia however, is not a "free" 
          society. 
        Religion and Vilification in Australia 
          The sentiments about Muslims stated above by the selected authorities 
          may constitute thought crimes under Australia's federal and state race 
          hate legislation. In December 2004 Danny Nalliah, pastor of the Christian 
          fundamentalist church, Catch the Fire Ministries was found guilty of 
          breaching Victoria's Racial and religious Tolerance Act 2001 by Judge 
          Michael Higgins of the Victorian Civil and Administrative Appeals Tribunal 
          (VCAT). The case was brought by the Islamic Council of Victoria and 
          pertained to a seminar, newsletter and website article which was held 
          to have demeaned the religion of Islam and incited fear and hatred of 
          Muslims. Specifically it was claimed by the defendant that the Quran 
          promoted violence and killing and that Muslims had a plan to conquer 
          the West, including Australia. The decision was "welcomed" 
          by the Catholic and Uniting Churches and the "Jewish community": 
          see: D. Hoare, "Pastor Found guilty of vilifying Muslims," 
          The Australian, 20th December, 2004, p.5. 
        "Law Report" 2005 
          In a transcript of the ABC radio "Law Report" 1st February, 
          2005 {>https://www.abc.net.au/rn/talks/8.30/lawrpt/stories/s1292210.htm<) 
          Waleed Aly, a commercial solicitor in Melbourne, and a member of the 
          executive committee of the Islamic Council of Victoria, the organisation 
          that brought the complaint, states that the main objection by Muslims 
          was "that there was some kind of conspiratorial plot that Muslims 
          would be trying to take over Australia at some point by violent means." 
          Judge Higgins said that the seminar did not constitute a serious discussion 
          of Islamic religious belief. Although the Racial and Religious Tolerance 
          Act 2001 (Victoria) permits exceptions for academic, religious or scientific 
          purposes, or in the public interests - the proviso is that such purposes 
          must be conducted "reasonably and in good faith." These vague 
          type of phrases allow adequate scope to find that almost statement - 
          however much in the public interest and of an academic, religious or 
          scientific purpose - is not reasonable or in "good faith". 
          Most controversial political statements made about "hot" issues 
          such as the Jews, race, homosexuals and so on by leading historical 
          figures could be easily argued to constitute vilification. Shakespeare, 
          for an example, is a raging racist and anti-semite by the politically 
          correct standards that constitute "reasonable" and in "good 
          faith" today in our politically correct Leftist universities. 
          Judge Higgins did not decide the question of whether the conduct was 
          for a genuine religious purpose or in the public purpose because he 
          found that the conduct was not reasonable or in good faith. The defendants 
          gave cause to be regarded as unreliable witnesses and relied unduly 
          on Biblical quotations. By the standard of the "reasonable" 
          Australian person, arguably Judge Higgins made the right decision. In 
          the present politically correct culture of Australia polite people don't 
          talk about the "hot" topics that Shakespeare, Jesus and Schopenhauer 
          and other great thinkers spoke about. Certainly in an atheistic culture 
          such as Australia's, basing judgements on Biblical quotations indicates 
          something very "unreasonable". This is not a problem with 
          Judge Higgins' reasoning but a problem intrinsic to the reasonable person 
          test, and hence with the legislation. Ultimately it is a problem with 
          the "new class" status quo. 
          For example, applying the "reasonable person" test to "victims" 
          in our most unreasonable and arguably insane (consider for example Eric 
          Fromm's The Sane Society which argues that modern capitalism is mentally 
          ill) society, yields the result that almost any criticism will offend, 
          insult, humiliate or intimidate a "victim" group. All criticism 
          in a culture that makes tolerance mandatory is by definition derogatory, 
          even if true. 
          Any criticism can be viewed as offensive in a culture that devalues 
          freedom of speech and rational debate. For this reason, Judge Higgins 
          correctly judged the intellectual standards of mainstream "reasonable" 
          Australian culture. Civil liberty critics are therefore wrong to blame 
          the Judge for making a faulty interpretation of the legislation. The 
          legislation and the intellectual culture which produced it is flawed. 
          The intention of race hate legislation has always been to limit freedom 
          of speech. The legislation was introduced to deal with a 'race hate" 
          problem - typically to deal first with criticisms of Asian immigration 
          to Australia. Token "protection" clauses were added to them 
          legislation to permit scientific, artistic and academic discussions, 
          and matters in the public interest. This was never done to really allow 
          a sincere debate, but merely to deflect civil libertarian criticism. 
          These protection clauses are weak because of the qualification that 
          the conduct must be reasonable and in good faith. As I have argued, 
          this reasonable person test is highly culturally relative and ultimately 
          leads to the paradoxes of jurisprudence which the Catch the Fire Ministries 
          case illustrates. 
        Statements in the public interest and made for 
          the best scientific and academic purposes, if made with heated political 
          passion - as is likely in a political debate - will be seen as unreasonable, 
          intemperate and not in good faith. In our existing repressive culture, 
          all such critics would be viewed by "victims" as hostile. 
          The claims made by British journalist Anthony Browne, Geert Wilders, 
          Helmut Schmidt and especially the writers in the Winter 2004-2005 edition 
          of The Social Contract, if made with passion at a political seminar, 
          could probably lob the speaker in the same situation as Catch the Fire 
          Ministries. The statements made by Catch the Fire Ministries may seem 
          extravagant, but some scholars have argued for such a position. In the 
          context of a religious seminar concerned with how to proselytise Muslims, 
          exaggerated or extravagant statements are to be expected. So the lesson 
          for Christians must not be to proselytise Muslims. Religion by definition 
          relies on faith for its basis rather than rationality, so many religious 
          discussions by their very nature will fail the rationality test. 
        The defendants Catch the Fire Ministries argued 
          that there are passages in the Quran, Hadith and Suras which could, 
          and do, incite believers to violence and hatred of non-Muslims. This 
          is also the view of many academic critics who see Islam as equivalent 
          to Fundamentalist Islam and incompatible with Western liberalism. It 
          is beyond question that Islamic Fundamentalists justify their actions 
          by reference to various quotations from their religious texts such as 
          the Quran (Believers, make war on infidels that dwell around you" 
          [9.5]). The complainants argued that to suppose that Islam was a religion 
          of extremism was an unlawful smear on all Muslims. The judge agreed 
          with this view. In the opinion of this writer the critics of Islam cited 
          earlier in this paper would also so offend, no matter how many references 
          were attached in footnotes. 
          The defendants were asked not to quote from the Quran because this could 
          vilify Muslims. Thus no matter what was in the Quran, no defendant could 
          mount an effective defense because the primary evidence could not be 
          considered. In all other cases not involving race/religion, this would 
          constitute an abuse of process and an unfair trial. However the judge 
          once again understood the role of race hate legislation in our "multicultural 
          society". It is intrinsic to the doctrine of multiculturalism that 
          "intolerance" cannot be tolerated - even in a legal defence. 
          As in Germany, in cases of Holocaust denial, even mounting a defence 
          may constitute a new act of denial and a new offence. Likewise no defence 
          referring to violent passages in Islamic sacred texts would legitimately 
          fall under the permitted exceptions of the Act. In a multicultural society 
          negative comments about races, ethnic groups and religions, provided 
          that they are not Northern European Christians are unbalanced and unreasonable. 
          The new class have now made this a matter of definition. 
        In summary then, Justice Higgins did make a correct 
          legal judgement within the present cultural context of politically correct 
          multi-cultural Australia. It is however not the learned Judge's reasoning 
          which is at fault, but the legislation itself and the intellectual culture 
          which produced it. The judge has merely followed the letter of the law. 
          But in so doing we can see clearer than ever before the extreme oppressiveness 
          of race hate legislation.  
        Where Did PC Come From? 
          Frank Ellis is an academic in the Department of Russian and Slavonic 
          Studies, University of Leeds, England. In his paper "From Communism's 
          "Enemy of the People" to PC's "Hate Criminal," The 
          Journal of Social, Political and Economic Studies (vol.30, no.1, 2005), 
          Ellis explores the question of the origin of political correctness. 
          Communists from Lenin onwards devoted considerable energy towards suppressing 
          politically undesirable thought. Mao, during his red terror dug out 
          "enemies of the people" and at the barrel of a gun enforced 
          "correct thinking." Completely innocent people frequently 
          had to confess to the Soviet KGB and Mao's Red Terror to a variety of 
          absurd politically incorrect "crimes". While this was done, 
          Stalin's Terror Famine in the early 1930's alone resulted in over 11,000,000 
          peasants being shot and starved to death. Mao in the late 1950's killed 
          as many as 50,000,000 people. Yet unlike Germany, China has never apologised 
          for its past and continues to build up its military might. In Australia 
          it's not "polite" to endanger trade by discussing the possibility 
          of a "China threat".  
        Political correctness, Ellis argues, originated 
          in the Soviet Union and after undergoing various mutations, grew in 
          Western universities and law schools. Ellis believes that this process 
          took place in the 1990s, but there is a case that the seeds of political 
          correctness were sown in the cultural revolution of the 1960s in the 
          West, beginning with the Civil Rights and immigration reform movements 
          and the ascendancy of Leftist thought and activism. In any case, for 
          the Leftist the hate figure of the ruthless capitalist was replaced 
          in the new Leftist demonology by the White, heterosexual, middle class 
          male, the new enemy of the "people". The "people" 
          now were increasingly becoming through mass immigration, people of colour 
          of the Third World.  
        The working class of the West failed to be good 
          Leftist pawns and "make revolution" like breeding dogs. The 
          working class has thus been replaced as heroes of the Left by a new 
          heterogeneous class of victims: homosexuals, racial and ethnic minorities 
          and women. As Ellis puts it, multiculturalism has an unholy trinity 
          of damnation: homophobia, sexism and racism. These are the ultimate 
          evil that must be destroyed at all costs. Racism permeates White civilisation 
          so White civilisation must be transformed by the cleansing powers of 
          non-White immigration and inter-racial unions. 
          Race hate legislation which criminalises an entire spectrum of ideas 
          is necessary in this demonology to socially sanction and reinforce thought 
          codes and to eliminate resistance to what essentially amounts to White 
          racial suicide. The mere threat of imprisonment or massive fines promotes 
          self-censorship. A Ellis notes, forcing people to believe that their 
          undemocratically instituted multiracial, multicultural societies are 
          the epitome of ethnic harmony typically leads to the Yugoslavia situation 
          at some point when "resentments and festering hatreds" erupt 
          in an "orgy of genocide". This apparently was what race hate 
          legislation specifically, and multiculturalism in general, was to avoid. 
          Ellis says: 
        "Legislators in the West who think that 
          the West will always be immune from such violence overestimate the extent 
          to which human behaviour can be manipulated by ill-conceived laws. People 
          do not become favourably disposed to one another because of hate crime 
          legislation. Public displays of tolerance are not enough to hold a multicultural 
          society together. Without that essential feeling that the "other" 
          belongs in my tribe, the "other" will always be an outsider. 
          The more governments coerce public opinion, the bigger will be the divide 
          between the private and public spheres. The more I am told that I must 
          accept the "other," the more I will come to resent and eventually, 
          to reject him. Denied the option of expressing my rejection of multiculturalism 
          in public, I can give free rein only within the four walls of my home. 
          And what happens when eventually the barriers come down, as they must, 
          between what I really think and feel, and between what I am expected 
          to say in public? The obedient arrows of my hatred, lovingly made and 
          crafted, will do my bidding. (p.104).  
        Waking in Fright 
          One of the articles published in The Social Contract, Winter 2004-2005 
          by Ilana Mercer is entitled "Muslim Immigration: A Time bomb that 
          is Ignored by American Jews". Mercer states that American Jewry 
          (and by implication all Jews in the West although it is too late for 
          their European, British and Canadian brethren") are threatened 
          by Muslim immigration. She cites the work of leading US Jewish intellectual 
          Stephen Steinlight in his paper for the Centre for Immigration Studies, 
          "High Noon to Midnight: Does Current Immigration Policy Doom American 
          Jewry". Both authors state that the US Muslim community is the 
          most anti-semitic in the US. As Mercer puts it: "The violent assaults 
          on Jews and their property in Europe and Canada are almost exclusively 
          the handiwork of an old hatred, nurtured within Islamic countries, whose 
          religion, unlike Christianity and Judaism, has not undergone an Enlightenment". 
          Steinlight also agrees and the following quote should be compared to 
          the judgement in the Catch the Fires case: 
        "It is virtually impossible to be reared 
          in classical Islam and not be educated to hate Jews - based on a literalist 
          reading of the Koran, where many of the Suras concerning Jews are monstrously 
          hateful, murderous, terrifying, as well as the literature of the Sunnah. 
          These texts also regard Jews as a spiritually fraudulent entity - all 
          the prophets and great figures of the Hebrew Bible, according to Islamic 
          teaching, were Muslims, not Jews
 With the exception of a tiny 
          group of courageous American Muslims
 who have spoken out and condemned
 
          anti-Semitism, the 'Muslim Street' in the U.S. has yet to show its disapproval 
          of this philosophical and political agenda." 
          Remember, that statement is by a leading Jewish intellectual. 
        Unfortunately there is little that can be done 
          about it by us in Australia to help prevent this outbreak of anti-Semitism, 
          an outbreak described by these Jewish intellectuals. For us race hate 
          legislation now restrains our thoughts and actions. Ironically, it was 
          the Jewish community that lobbied hard and relentlessly to have such 
          legislation put in place in the first place. We conclude by citing Ellis 
          again:  
        "Free speech is one of the most important 
          weapons the citizenry have to defend themselves against dictators and 
          tyrants, which is why they [multiculturalists] want to destroy it
 
          Hate crime legislation 
[is] designed to intimidate opponents and 
          where that fails to punish them and to deter further dissenters." 
          (p.117). 
        
           
             
              GOVERNMENT BY MONEY
              The internet is 'running hot' with discussions 
                  and news about 'money'. It seems more people are awakening to 
                  the facts about the fraudulent history of money (mammon) and 
                  the extraordinary, world-wide power and privilege (bestowed 
                  on the banking systems by governments around the world) of private 
                  banking systems to create it (i.e., money) out of nothing. In 
                  other words the banking systems' exclusive right to monetise 
                  the real wealth of the nations upon terms determined by the 
                  banking system.  
                  C.H. Douglas' observations in Warning Democracy, 1931 
                  are of interest: 
                  "I suppose that we are all familiar with such phrases as 
                  "The Power of Money," and others to the same effect, 
                  but the Government by Money to which I wish to draw your attention 
                  is something much more concrete than that.  
                  Our thoughts of governments usually range over such subjects 
                  as Houses of Parliaments, laws, and at the other end of the 
                  scale, policemen. But this sort of government is largely negative, 
                  and is almost entirely concerned with telling you what you must 
                  not do. Even in these law-ridden days, after the long-suffering 
                  citizen has taken out about eighteen licences of various sorts 
                  to permit him to move about, to stay still, to listen-in, and 
                  so forth, he does not come very much in contact with the law. 
                   
                  But from the moment that he arises in the morning to the moment 
                  that he goes to bed at night, or, more comprehensively, from 
                  the moment that he draws breath to the moment of his death, 
                  and after, his activities are governed and limited by the money 
                  system.  
                  His clothes, his food, his house, his education, either in the 
                  more literal sense or in the broader sense of ability to travel 
                  and see the world, his avocation in life, and the rapidity with 
                  which he progresses in it, are largely matters of money, and 
                  very often nothing but money. Further than that, a lack of money, 
                  if sufficiently pronounced, is pretty certain to bring him up 
                  against either the legal system, or starvation and death, and 
                  it is in no sense an exaggeration to say that in all civilised 
                  countries (so called), and the more civilised the more true 
                  is the statement, the individual lives entirely by grace of 
                  the money system.
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              Our 
                Policy 
              
               
                - To promote service to the Christian revelation of God, loyalty 
                  to the Australian Constitutional Monarchy, and maximum co-operation 
                  between subjects of the Crown Commonwealth of Nations.
              
  
              
              
                -  To defend the free Society and its institutions -- private 
                  property, consumer control of production through genuine competetive 
                  enterprise, and limited decentralised government. 
              
  
              
              
                - To promote financial policies which will reduce taxation, 
                  eliminate debt, and make possible material security for all 
                  with greater leisure time for cultural activities.
              
  
              
			  - To oppose 
              all forms of monopoly, either described as public or private.
  
			  
			  - To encourage 
              all electors always to record a responsible vote in all elections.
  
			  
              
                - To support all policies genuinely concerned with conserving 
                  and protecting natural resources, including the soil, and an 
                  environment reflecting natural (God's) laws, against policies 
                  of rape and waste.
              
  
              
              
                - To oppose all policies eroding national sovereignty, and to 
                  promote a closer relationship between the peoples of the Crown 
                  Commonwealth and those of the United States of America, who 
                  share a common heritage.
              
  
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         Such a pervasive system needs to be understood 
          Any system or institution which is so all-pervasive in its effects, 
          is a government, whether conscious or unconscious, and one would imagine 
          it to be a matter of the first consequence to understand the principles 
          upon which it is based. So far from this being the case, however, a 
          very large number of people regard it as almost a matter for pride that 
          they know nothing about finance, and if my own experience can be taken 
          as a guide, any exact knowledge of the general system is confined to 
          a number of persons in every country who might be numbered on the fingers 
          of both hands, a lack of knowledge only paralleled, unfortunately, by 
          the confidence with which the existing system is regarded by those who 
          do not understand it. It is, in fact, one of the most astonishing experiences 
          which comes to anyone who seriously interests himself in these matters 
          to find the perversity with which intelligent people will put forward 
          any explanation, on earth or off the earth, from sun spots to the viciousness 
          of human nature, for the economic misfortunes which attack nations and 
          individuals, rather than question or allow to be questioned the practical 
          perfection of the money system. 
          Clearly, if money is of such importance, the first point to which to 
          direct an inquiry in regard to it must concern its point of origin, 
          and it is one step towards this end to recognise the fact that you do 
          not make money by making goods or by working.  
          Some years ago I made this statement at a luncheon of quite important 
          manufacturers in the North, and only their politeness to a guest obviously 
          restrained them from considerable hilarity. I then asked them to imagine 
          themselves doing business with each other round the table at which we 
          sat, and to explain to me how it was possible that at the end of a given 
          period of such business there could be more money round the table than 
          there was when they started. (emphasis added
ed) 
          Naturally, nobody could tell me. Similarly, you do not make money by 
          agriculture. If I grow a ton of potatoes and sell them for money, I 
          merely get the money that somebody had before in return for my potatoes, 
          and the coming into existence or the disappearance by consumption of 
          those potatoes does not make the slightest difference to the amount 
          of money in existence; it merely affects its distribution
" 
          He went on to pinpoint the necessary second step in their education: 
          "The second step to realise is that only to a very limited extent 
          does money proceed from the State
"  
          (The full text of Douglas' book Warning Democracy is currently being 
          prepared for pasting on to our website: www.alor.org)  
        A lawsuit against the banks' money creation 
          Having spent the last fifty years writing and recording information 
          on the power of banks to 'create money out of nothing' you can imagine 
          the following news was of interest to writers within the League of Rights: 
          "Mr. John Ruiz Dempsey BSCr, LL.B., a criminologist and forensic 
          litigation specialist filed a class action suit on behalf of the people 
          of Canada alleging that financial institutions are engaged in illegal 
          creation of money".  
          "The complaint filed Friday April 15, 2005 in the Supreme Court 
          of British Columbia at New Westminster, alleges that all financial institutions 
          who are in the business of lending money have engaged in a deliberate 
          scheme to defraud the borrowers by lending non-existent money which 
          are illegally created by the financial institutions out of "thin 
          air". 
          Dempsey claims that creation of money out of nothing is ultra vires 
          these defendants' charged or granted corporate power and therefore void 
          and all monies loaned under false pretence contravenes the Criminal 
          Code. 
          The suit which is the first of its kind ever filed in Canada which could 
          involve millions of Canadians alleges that the contracts entered into 
          between the People ("the borrowers") and the financial institutions 
          were void or voidable and have no force and effect due to anticipated 
          breach and for non-disclosure of material facts. 
          Dempsey says the transactions constitutes counterfeiting and money laundering 
          in that the source of money, if money was indeed advanced by the defendants 
          and deposited into the borrowers' accounts, could not be traced, nor 
          could not be explained or accounted for
" 
          Mr. Dempsey's reference to real money is of interest: 
          "Rather than real money being received by the borrowers, "electronic" 
          or 'digitally created money," created out of nothing, at no cost 
          to the financial institutions are entered as "loans" into 
          their customers' accounts. The borrowers are then required to pay criminal 
          interest rates for the money they never received. The suit alleges that 
          the defendants effectively turn consumers into virtual debt slaves, 
          forcing them to pay for something they never received, and then seizing 
          their properties if they can no longer pay the banks with real money. 
          There is no law in Canada that could remotely suggest that the defendant 
          financial institutions have the legal right to create money out of nothing. 
          Dempsey says: "Only God has the power to create anything out of 
          nothing."" 
          But, as Wallace Klinck of Canada explains, banks are issued government 
          charters to perform the function of creating credit. 
          "In his first book Economic Democracy Major Douglas refers to money 
          in this manner: "Money in its various forms of cash and financial 
          credit, so far as they are convertible, has been defined by Professor 
          [Francis A.] Walker in his Money [in its Relation to] Trade and Industry 
          as any medium which has reached such a degree of acceptability that 
          no matter what it is made of, and no matter why people want it, no one 
          will refuse it in exchange for his product. So long as this definition 
          holds good, it is obvious that the possession of money, or financial 
          credit convertible into money, establishes an absolute lien on the services 
          of others in direct proportion to the fraction of the whole stock controlled, 
          and further that the whole stock of financial wealth inclusive of credit, 
          in the world, should by the definition be sufficient to balance the 
          aggregate book price of the world's material assets and prospective 
          production." 
          Thus, money as discussed herein is, or has the attribute of, effective 
          demand or purchasing-power. 
          The acceptability of money relates to the degree which it is fungible 
          (meaning: the quality of being capable of exchange or interchange) and 
          the less it is associated with material substance, the better. In the 
          modern economy, financial credit originating in bank loans is the primary 
          form of money in that this credit functions as money and does the "money 
          thing". The banks are issued government charters to perform the 
          function of creating credit which serves the function of money and economic 
          transactions are carried out by the use of this bank credit. Sellers 
          and creditors are not compelled to accept other than account payments, 
          created by issue of bank loans, and, rather insignificantly, notes and 
          coin in settlement of obligations.  
          And payment can be enforced in law by the courts in this bank-created 
          medium which has maximum acceptability or fungibility because its creation 
          is sanctioned by state-licensing of banking institutions of issue. (emphasis 
          added
ed) 
          A sound money system, which Social Credit professes to offer as a suitable 
          alternative to the present financial system, which Social Credit regards 
          as unsound, would properly reflect the real physical wealth of the nation 
          and, ultimately, only this quality can be the basis for its compete 
          acceptability by the community at large."  
        WHAT IS THE REAL NATURE OF 'MONEY'? 
          by Betty Luks 
        What do these people think real money is? What 
          do they think is the real nature and purpose of money? (As an aside, 
          the English word 'money' derives from the Latin 'moneta'. The Romans 
          minted coins in the temple dedicated to the goddess, "Moneta". 
          Another use for the temple was that of a 'counting house' - the ancient 
          version of a treasury and 'bank'). 
          In "Warning Democracy," Douglas wrote: "Money and the 
          money system now occupy the place of religion." Quite so! 
          We agree the banking system should not have the power and privilege 
          of monetizing the real wealth of the nations.  
          But modern man finds it hard to distinguish between the real thing and 
          the means by which the real thing is accounted for and distributed within 
          the community, the nation. 
          The true basis of all growth, of sustaining and maintaining the Life 
          of the community, the nation, is the distribution of the produce, the 
          fruits of the earth - to all. The absolute origin of any economic activity 
          has its organic roots in the soil and in nature. 
          A study of the early developments of communities and city/states could 
          help the reader to 'see' this.  
          In his research into the ancient civilisation of Sumer, archaeologist 
          Sir C. Leonard Woolley, describes in The Sumerians, the business-like 
          approach of these people to their public records: 
          "Practically every act of civil life, of buying and selling, loans, 
          contracts, legacies...was a matter of law and as such was duly recorded 
          in writing and confirmed by the seals of witnesses... The temple officials 
          duplicated in title and in function those of the king's palace; besides 
          the priests proper, there were Ministers of the Harem, of War, of Agriculture, 
          of Transport, of Finance, and a host of secretaries and accountants 
          responsible for the revenues and the outgoings of the temple.  
          To the Great Storehouse ... the countrymen would bring their cattle, 
          sheep and goats, their sacks of barley and rounds of cheese, clay pots 
          of clarified butter and bales of wool - all would be checked and weighed 
          and the scribes would give for everything a receipt made out on a clay 
          tablet and would file a duplicate in the temple archives, while the 
          porters would store the goods in the magazines which opened off the 
          court..." 
          Here we have an account of the authorities keeping an accurate record 
          of the physical facts of their economic system. The merchants of those 
          ancient city/states, the agents of the Temple Corporations, such as 
          in Sumer, plied their trade and commerce along well established trade 
          routes; at times to far distant outposts or colonies - much of it on 
          very modern lines. Although no coined money existed in that day (3500BC), 
          gold and silver (by weight) had become the standard of value for reckoning 
          of accounts between merchants and traders. Locally, barter was still 
          the way of exchange and the values of the produce were generally reckoned 
          in barley
" 
          Can the reader grasp what Sir Charles is saying here? Money, in this 
          case, in the form of gold and silver, was originally created for the 
          very purpose of facilitating trade and commerce. It was a means of recording, 
          of accounting, helping the flow of goods and services. 
          In this day and age 'money' can be a 'blimp' on a computer, or ink on 
          a bank statement, or a cheque, or to a very limited extent, paper bank 
          notes and coins made out of cheap metals. 
          To say that we are short of 'money' is the same as saying we don't have 
          enough numbers to number the pages of a book, or figures to record and 
          account for all of a nation's economic activity and commerce and trade. 
          The problem is not that 'money' is created out of nothing. The problem 
          is we can't see the wood for the trees. We can't distinguish between 
          the real wealth and the man-made financial/accounting system, and we 
          haven't come to grips with the question of who should be controlling 
          that system and who should be benefiting from it. 
          For thousands of years kings and bankers have created the 'money out 
          of nothing', just as in ancient times scribes would 'create figures 
          out of nothing' as they recorded and accounted for (on their parchments 
          or clay tablets) the real wealth of the community or city/state. 
          One ray of hope in a very gloomy scene is the faith of the poorest of 
          the poor in Madagascar and the Philippines who have set up their own 
          'love' banks and formed their own Social Credit communities. Their banker/scribes 
          will keep accurate records which will reflect the real, the physical 
          facts. As their Bishop wrote, all they can lose is their abject poverty. 
          In the meantime, we won't hold our breath waiting for other princes 
          of the Christian churches to come out on the side of those opposing 
          mammon.  
        Banks supply 99pc of 'money' lending in China 
          Journalists Richard McGregor in Beijing and Geoff Dyer in Shanghai sent 
          a report to The Australian 30/5/05, explaining bank lending accounted 
          for 99 per cent of all business financing in China in the first quarter 
          of this year. 
          Where do you think this 'money' came from and what form did it take? 
          What was it made of? Just as the banks in Canada 'created money out 
          of nothing' the private banks financing China's businesses have done 
          the same.  
        REALITY IS ALL ONE PIECE 
        There is an active Social Credit group-discussion 
          operating on the internet. People from all walks of life and backgrounds, 
          and even nations and religions, are participating. Some who are looking 
          at Social Credit for the first time fail to see the relationship between 
          a 'religion' and the problems of the 'real world'. In fact as the following 
          correspondent explains he sees studying religious sources as a sheer 
          waste of time. 
          John L Perkins wrote:  
          "The suggestion that religious sources provide any credible aid 
          to understanding the real world, let alone economics, serves only to 
          indicate the author's susceptibility to delusion.  
          Religions are nothing more than cultural mythology. Fairy stories for 
          grown ups. Stop pretending. 
          Please desist from this futile and nonsensical pursuit. Religions are 
          a curse, the scourge of humanity, and an increasingly psychopathic mass 
          psychosis. Please use your obvious intelligence to ask your self why 
          you are a victim of this mass deception and mental corruption and strive 
          to overcome it. The problems facing the world are such that the need 
          for rational cognitions has never been greater. Devote what time you 
          have left on this planet to trying to solve its problems not making 
          them worse by perpetuating such nonsense. 
        Veteran social crediter Wallace Klinck responded: 
          "The term "religion" derives from the Latin meaning to 
          "bind back". Religious belief is a philosophy of life offering 
          methodology by which individuals attempt to "bind back" to 
          reality. The degree of success by which a society, based upon some religious 
          concept, is able to generate increments from their association which 
          redound to individual satisfaction can be said to be a measure of the 
          realism of that religion. 
          The (above) message seems to suggest that human action can proceed successfully 
          without any guiding reference to principle. So soon as we accept any 
          body of principles by which to base our activities and relationships, 
          we are by definition adhering to a "religion." 
          The challenge for us as conscious humans is to discover and follow realistic 
          religious principles. This is admittedly no mean task but it is an unavoidable 
          one. 
          The message seems to suggest that human action can proceed without any 
          over-riding sense of values - i.e., in a moral and ethical vacuum. History 
          certainly provides ample evidence of misguided religious belief, or 
          abuse of religious principle, which has occasioned much human hardship. 
          This, however, is hardly any basis for rejecting the fundamental concept 
          and value of religion, per se. 
          Surely, it should provide increased incentive for discovering principles 
          which are grounded in reality. 
          How does the writer of this message propose that he can proceed in any 
          program of action without having any notion as to whether or not it 
          is good or bad - whether it may have the potential for generating desirable 
          or undesirable outcomes?  
          If he turns for guidance to any philosophical reference point, he is 
          by definition engaging in a religious exercise. 
          A case in point: 
          Some people regard "full-employment" as a desirable social 
          objective, while some believe that the facilitation of maximum "leisure" 
          is the appropriate social goal. How would one seek one or the other 
          of these opposite policies without a philosophical position regarding 
          the nature and purpose of mankind? 
          Just because one has become frustrated by the past injuries committed 
          in the name of various religions -- or persons who have controlled or 
          used religions for injurious purposes - one is hardly justified in rejecting 
          the whole concept of religion, in toto. One may point to the negative 
          results of religious belief and policy in the past - but one might also 
          ask what life might have been like in the complete absence of any belief 
          systems for the guidance of human activity and association. 
          The writer's position seems to emanate from frustration and disillusionment 
          which has resulted in a blind and sweeping rejection and condemnation 
          of all values - which policy, if universally adopted, would simply lead 
          to the complete collapse of all social institutions and of any meaningful 
          human life on this planet." 
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